Practice Life-and-Accident-Health-Sickness-Producer Exam Online

Question 1

All documents required under law in an insurance transaction may be stored, delivered, or presented by electronic means so long as it meets the requirements of the

A : Uniform Commercial Code.

B : Uniform Electronic Transaction Act.

C : Oklahoma Insurance Commissioner.

D : National Association of Insurance Commissioners.

Answer: B

Question 2

The insured is dissatisfied with the handling of a claim. How long does the insured have to bring a lawsuit against the insurer?

A : 1 year

B : 3 years

C : 5 years

D : 7 years

Answer: C

Question 3

How long is the contestable period for a life insurance policy?

A : 6 months

B : 12 months

C : 24 months

D : 36 months

Answer: C

Question 4

How is ownership of a mutual insurance company evidenced?

A : ownership of stock

B : bonds of the company

C : ownership of a policy

D : certificate of deposit

Answer: C

Question 5

Which of the following is NOT a right of the life insurance policyowner?

A : Assign or transfer the policy.

B : Borrow from the cash values.

C : Select and change a beneficiary.

D : Revoke an absolute assignment.

Answer: D

Name:	Life and Accident and Health or Sickness Producer - Combo (2030)
Exam Code:	Life-and-Accident-Health-Sickness-Producer
Certification:	Maryland Insurance Administration Certifications
Vendor:	Maryland Insurance Administration
Total Questions:	156
Last Updated:	May 10, 2026

Maryland Insurance Administration Life-and-Accident-Health-Sickness-Producer Answers